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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 3 - Section 3.1

Geographical Spread of Microfinance

Microfinance institutions (MLIs) operate across all 28 States, 5 Union Territories, and 723 districts in India, with data from 217 MLIs covering over 98% of the MLI portfolio. While larger MLIs, particularly NBFC-MFIs, have expanded their operations into more states, smaller "Not for Profit" MLIs tend to remain focused on one or two states, maintaining a regional presence.

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India Country

No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024

100 %

0 %

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All district

0

MLIs Operating in Total

No. of Branches

0

MLIs Operating in Total

Top 10 MLIs Operating in Number of Indian States/Union Territories as on March 2024
Top 10 MLIs Operating in Number of Indian Districts as on March 2024
No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024

No. of Districts and Mlis Operating in State

No. of Branches

No. of MLIs in Indian States/UTs
No. of States/UTsFY 22-23FY 23-24

No. of MLIs

110189
2 to 56575
6 to 102628
11 to 1585
> 151320
No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024
State/UTNo. of MLIs operating in the State (including those having Head Quarters outside)No. of districts of the state where MLIs operateNo. of Branches
Andaman & Nicobar213
Andhra Pradesh1927360
Arunachal Pradesh72043
Assam2933511
Bihar66384194
Chandigarh313
Chhattisgarh4131962
Delhi121028
Goa12234
Gujarat39321189
Haryana4622705
Himachal Pradesh141169
Jammu & Kashmir61047
Jharkhand41241070
Karnataka44312972
Kerala3714923
Madhya Pradesh66542501
Maharashtra53362004
Manipur121351
Meghalaya11620
Mizoram6612
Nagaland2833
Odisha49302048
Puducherry28481
Punjab2623542
Rajasthan55481964
Sikkim7418
Tamil Nadu78384187
Telangana1629238
Tripura188191
Uttar Pradesh74744131
Uttarakhand2912230
West Bengal48232280